Do you have to have car insurance to hire a car?
Do you have to have insurance on a car in Australia?
Is it necessary to purchase insurance when renting a car?
Do rental cars come with insurance?
Usually, the rental company will provide you with a loss-damage waiver (LDW), also called a collision damage waiver (CDW).
Should you damage the rental car or the vehicle gets stolen, it means that the rental car company won’t come after you. However, this isn’t insurance.
Insurance is usually offered separately and you can choose to sign-up for the insurance offering from the rental company or use another provider such as an insurance policy offered by your credit card company.
Does travel insurance cover car hire excess?
This depends and you will need to double check with your credit card company. Most insurance policies don’t cover car hire excess. You will need to review the policy to see the excess amount that you would need to pay before the insurance company would cover any additional costs.
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